Micro Loan

Micro Loan (USD 100 – USD 3,000) 

The purpose of micro loans is to serve the low income people and socio-economic activities in rural and urban areas to improve their standard of living. This product specially targets those who make their living on micro/small businesses and agriculture activities such as rice cultivation, animal husbandry and other similar businesses in their communities. This loan product is provided in two currencies – Khmer Riel and US Dollar. In general, the Khmer Riel currency serves more clients in the Village Bank and Group Solidarity Loan.

  • Loan size:
  • Up to USD 3,000 / KHR 12,000,000
  • Interest rate:
  • Reasonable rate
  • Loan term:
  • Up to 36 Months
  • Collateral:
  • Hard or soft title
  • Repayment mode:
  • Flexible
  • Lending method:
  • GSL and Individual loan
  • Lending currency:
  • USD / KHR
    • Reasonable interest rate with appropriate loan term
    • Repayment methodology based on customer’s business income
    • Fast services and friendly staff
    • Repayment is available at branch office, clients’ home or business partners (Wing / True Money)
    • Be a maturity aged 18 to 65 years old
    • Permanent resident in NongHyup’s operation areas
    • Have a legal business and regular income
    • Have a proper collateral

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